Here at Care Confidence, we try to deliver our services at competitive and reasonable prices. For anyone not able to fully fund their care, your local council, providing you meet the requirements, will either contribute towards the cost of your care or fully fund your care. At the bottom of this page are some useful links to help you look into funding your/your relatives care.
How they assess whether you are eligible for funding
Sefton Council determine whether you are eligible for funding by assessing your capital. Your capital includes:
- savings held in cash or bank accounts
- premium bonds, stocks and shares
- property and land that you own or partially own
|Your Capital||What you will have to pay|
|Over £23,250||You must pay all of your care fees (known as self-funding)|
|Between £14,250 and £23,250||Your local council will contribute to your care fees and you will pay the rest|
|Less than £14,250||Your local council will pay for your care. Your capital will be ignored and won’t be included in the means test however, they will still take your eligible income into account|
How to apply for funding
Before any local council can contribute to your care fees, you will need a care needs assessment carried out by your local council, it is free of charge.
The needs assessment is an evaluation of a potential care receiver which will determine what type and level of care they need.